Free Rate Calculator

Stop guessing. Enter three numbers and get the hourly rate you should actually charge to fund your life.

Target annual take-home income

What you actually need + want, per year.

Annual business costs + tax set-aside

Software, insurance, retirement, and the big one: tax (often 25-35% of income).

Billable hours per year

Not 2080. After holidays, admin, sales and sick days, most solos bill ~1000-1200.

Your minimum hourly rate

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/setrate is one of 7 Claude Code skills for freelancers — give it a target income and it shows the whole calculation. Invoicing, proposals, contract red-flags and more in the pack.

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